How it works
What we offer
About Personal Loans
What is a personal loan?
A personal loan is a fixed duration loan that can be repaid over 24-84 months. You can borrow up to $100,000 and you can have funds in your bank account as soon as the next business day.
Personal loans are most often used to consolidate credit card debt, but you can also use them for remodeling your house, medical expenses, or anything else you wish.
How does the loan process work?
When you apply for a personal loan, you will be ask to provide information about yourself and your occupation. Once you complete the application GetYourPersonalLoan will search many different lenders to provide you with the best rate possible. The service is free and will not hurt or impact your credit score.
Lenders may wish to contact you to discuss your loan options, or to gather additional information from you.
Typically, lenders want to see that you are receiving regular paychecks into your bank account.
Frequently Asked Questions
Have questions? Let us help
If approved, lenders will transfer the funds to your bank account via ACH. It’s important to provide lenders with a valid checking or savings account during the loan review process for faster delivery. ACH transfers can occur as quickly as the next business day. A normal loan generally takes 2-3 business days to fully reach your bank account.
A personal loan has an Annual Percentage Rate or APR listed clearly for you to review and decide if this offer is right for you. Your personal history, including your credit profile, income and employment, and the state laws all factor into what rate you may pay. Before you accept the loan, you will always be able to review the loan terms and conditions on the lenders website before you agree.
Different lenders offer different repayment terms. You can select the loan term that fits your budget, as well as your timeline for repayment. Payments are generally automatically pulled from your bank account each month for the full term of the loan. Terms are often not able to be extended or changed once the loan has funded, so make sure you review your options carefully prior to selecting a loan offer.
No, our service is 100% free to use. We built this service in order to help people like you find the best loan that fits their needs. We receive compensation from our network of lenders, but never from our members like you.